Bills, budgets and a quieter house in southwest Ohio
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Bumping Greg's 401(k) with catch-up contributions

Bumping Greg's 401(k) with catch-up contributions

December 13, 20254 min readNo comments

After 50 you can put more in. How much we added, what it did to his paycheck and why we waited until the kid bills slowed down.

Dropping collision on a 2014 truck

Dropping collision on a 2014 truck

December 6, 20254 min readNo comments

Greg's F-150 is worth about $13,000. The simple math we used to decide whether collision coverage was still worth $38 a month.

Sealing drafts in a 1977 house for under $80

Sealing drafts in a 1977 house for under $80

November 22, 20254 min readNo comments

Weatherstripping, foam outlet gaskets and a door sweep. A Saturday afternoon of draft hunting with a candle and a cheap thermometer.

Cutting cable from $189 to $74 a month

Cutting cable from $189 to $74 a month

November 15, 20254 min readNo comments

We kept the internet, dropped the cable box and picked one streaming service. What Greg misses, and what we have not missed at all.

A smaller Thanksgiving and a 12-pound turkey

A smaller Thanksgiving and a 12-pound turkey

November 8, 20253 min readNo comments

Five at the table instead of fourteen this year. What I'm buying, what I'm not making and what the whole dinner should cost.

The empty-nest budget: where the kid money went

The empty-nest budget: where the kid money went

November 1, 20254 min readNo comments

Groceries, gas, car insurance and the Venmo requests are down. Where the money went instead, by category, after a year.

Helping my mom choose between Medigap and Medicare Advantage

Helping my mom choose between Medigap and Medicare Advantage

October 25, 20254 min readNo comments

Mom is 79 and wanted it settled before December. The worksheet we made, the questions for her doctors and what she decided.

Six months of a standing Tuesday date night

Six months of a standing Tuesday date night

October 11, 20254 min readNo comments

Greg and I promised each other one night out a week on a $40 cap. What we did, what it cost and which Tuesdays we just stayed home.

Fall gutter cleaning and our new ladder rule

Fall gutter cleaning and our new ladder rule

October 4, 20254 min readNo comments

Greg used to do it in an hour. This year we made a rule about ladders, and we priced what it would cost to hire it out.

Freezer meals for two: halving the casserole

Freezer meals for two: halving the casserole

September 27, 20253 min readNo comments

Eight-by-eight pans, freezer bags and labels. How I turned family-size recipes into two-serving freezer meals for busy weeks.