Bills, budgets and a quieter house in southwest Ohio
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January 2026

Archive (3)
Picking a health plan when we barely see the doctor

Picking a health plan when we barely see the doctor

January 31, 20264 min readNo comments

Open enrollment for two people in their late fifties. Deductibles, a health savings account and what we expect to actually use.

A January cold snap and our highest gas bill ever

A January cold snap and our highest gas bill ever

January 17, 20264 min readNo comments

Four nights in the single digits pushed our gas bill to $286. What the fixed rate did and didn't protect us from, and what I changed.

Soup Sundays: one pot, four lunches

Soup Sundays: one pot, four lunches

January 10, 20263 min readNo comments

Every Sunday this winter I made one pot of soup. The rotation, the cost per bowl and the one Greg asked for three weeks in a row.